What is Vendor and Exhibitor Event Insurance?

Vendor and exhibitor insurance is specialized insurance designed to protect businesses selling products or services at events. The insurance typically includes general liability which protects businesses against claims of bodily injury or property damage that might occur during an event.

Why do you need vendor and exhibitor insurance?

  • Protect your business from financial loss: Accidents can happen at any time during events, trade shows, and expos. Without the proper insurance, your business could be held responsible for any damages or injuries that occurred at or near your booth. Having the right insurance ensures that your business remains financially secure, even in the face of unexpected incidents.
  • Meet event organizer requirements: Most event organizers and venues require vendors and exhibitors to have insurance before they can even participate. (add a stat for percentage of events that require insurance) Event Organizers and venues will need to be additionally insured (link to another blog we have on being additionally insured), and require specific liability requirements that need to be met. Having these requirements will allow you to participate in events without any issues.
  • Improve professional reputation: Carrying vendor insurance demonstrates that you take your business liability seriously, and makes your business more appealing to potential clients, partners, and event hosts. Having good insurance coverage shows that you are a responsible business owner who values safety and professionalism.
  • Peace of mind: Knowing that you have the right insurance allows you to focus on your event and best serve your customers. You do not need to worry about potential risks, and can put all of your energy towards providing the best experience at your booth.

What does vendor insurance generally cover?

  • General liability: Protects against claims of bodily injury or harm caused by business operations.
  • Product liability: Covers damages or injuries caused by products you sell or promote.
  • Personal and advertising injury: Protects against claims of slander or copyright infringement.
  • Damage to rented premises: Covers damages to the venue space you are renting for your booth or exhibit.